Le, Tu DQ, Son H Tran, Dat T Nguyen, and Thanh Ngo. “The Degrees of Central Bank Digital Currency Adoption across Countries: A Preliminary Analysis”. Economics and Business Letters 12, no. 2 (July 13, 2023): 97–104. Accessed September 17, 2026. http://156.35.33.188/index.php/EBL/article/view/18948.